Checkout.com’s New $12B Valuation Is A Glass Half-Full Situation
Fintech unicorns don’t often get second chances at glory. That’s why Checkout.com’s new $12B valuation is a glass half-full situation, showing resilience in a market that has punished even the biggest players.
Image Credits:Checkout.com
The London-based payments giant announced the milestone as part of an employee stock buyback program. While not backed by fresh investor capital, the figure signals recovery after years of valuation swings.
From $40B Peak To A $12B Reset
Checkout.com once stood tall with a $40 billion valuation during its 2022 Series D round. But the venture capital crash that same year slashed its worth to $11 billion, followed by another dip to $9.35 billion in 2023.
Now, with a $12B valuation, the company has regained nearly 30% of its lost value. It’s not a complete comeback, but it’s a notable rebound in a tough market.
Why This $12B Valuation Matters
The valuation stems from a 409A assessment, conducted by an independent third party. Unlike a direct investor-led round, this method doesn’t inject new money. Still, it offers a credible snapshot of Checkout.com’s financial health.
Founder and CEO Guillaume Pousaz remains a billionaire on Forbes’ list, underscoring that Checkout.com continues to play in fintech’s top league.
Stripe vs. Checkout.com: A Tale Of Two Giants
Checkout.com’s fiercest rival, Stripe, faced its own valuation whiplash. Stripe dropped from $95B in 2021 to $50B in 2023, before climbing back to $91.5B in early 2025 through employee share sales.
Reports now suggest Stripe could hit a staggering $106.7B valuation. Yet, Checkout.com holding firm at $12B still positions it as a global payments leader—even if it operates in Stripe’s shadow.
The Bigger Picture For Fintech
The takeaway? Checkout.com’s new $12B valuation is a glass half-full situation because it reflects resilience, not retreat. In a venture market where many unicorns have faded, surviving and growing again is an achievement.
As fintech competition heats up, Checkout.com’s ability to stabilize may set the stage for future growth—and perhaps a return to its decacorn days.
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